Bankgirot publishes payment statistics monthly for the Swedish retail payment system/retail funds transfer system market. The statistics cover payments within the Bankgiro system. Below is a summary of developments during the past month. Real-time payments were processed by Bankgirot in the Real-Time Payments system, BiR, until February 2024. At that point, real-time payments were transitioned to Sweden’s central bank, The Riksbank, and their new RIX-INST system. This was a part of the transformation of Sweden's payment infrastructure that has been ongoing for several years. Consequently, statistics for BiR end after February 2024.

Payment statistics for December 2024

Payments and amount in the Bankgiro System

The number of payments in December in the Bankgiro system amounted to 220 million transactions, which corresponds to an increase of 3,6% compared to the same month last year.

Diagram – Number of payments processed in the Bankgiro system. 

The greatest proportion of payments is from autogiro and internet payments. These two types of payment make up approximately 80% of the total number of payments on the payment side of the Bankgiro system.

The amount processed during December was SEK 1444 billion, which corresponds to an increase of 5,4% compared to the same month last year. 

Diagram – Amount of money processed in the Bankgiro system. 

Payments in the Real time payment system

The volume trend in real time payments in the Bankgirot Real Time payment system BiR was strong between 2012 and 2024, during the system's operational period.

In February 2024, BiR was closed down as real time payments are now handled by The Riksbank, Sweden’s central bank. This as a part of the transformation of the payment market in Sweden, which has been going on for several years. No payments was therefore made in BiR during December.

Diagram - Number of processed payments in the payment system Payments in Real Time.